How much can you safely spend right now?
Stop juggling bills in your head. My Safe-To-Spend gives your household one clear number per account — always up to date, always honest.
Start free — 30 days on usThen $9.99/month or $99/year · Cancel anytime
Zero mental load
Transfer the burden of remembering every bill to the tool.
Ready for households
If you share finances, you should both see the same number.
Multiple accounts
Track checking, savings, HSA — each with its own Safe-To-Spend.
Easy to update
Update in a flash to keep your number accurate.
Try it — this is the real thing
Checking — Safe to spend
$397.00
Balance $1,247.00 · $850.00 reserved
Rent
In 3 days
See it update in real time
Rent is reserved from your balance until it's paid. Mark it Paid, or add a grocery run below — either way, watch Safe-to-Spend react instantly.
New expense — ready to add
I stopped lying awake wondering if we had enough for rent. Now I just check the number.
Early access user · Household of two
Simple, honest pricing
Start free. Stay only if it helps.
Free trial
30 days free
Full access, no commitment
- ✓ Full access to every feature
- ✓ Up to 5 accounts
- ✓ Invite a household member
- ✓ Unlimited items
- ✓ Email reminders
Monthly
$9.99/mo
After your free trial
- ✓ Everything in the free trial
- ✓ Cancel anytime
- ✓ No contracts
Annual
$99/year
Two months free
- ✓ Everything in monthly
- ✓ Best value
- ✓ One payment per year
Frequently asked questions
How it works, your data and privacy, your account, pricing and billing — all answered plainly.
Read the FAQ →Ready to stop guessing?
Your first 30 days are completely free.
Create your account$9.99/month or $99/year after trial · Cancel anytime
My Safe-To-Spend